Sell California Business
Sell a Business

Sell a Business – Businesses for Sale
The Largest Business Broker in the Western United States

 Buy California Business - Business Team
Sell Nevada Business - Business Team
Business Sales & Acquisitions

Business for Sale Financing Options
The down payment for buying a business is normally equal to SDE. Here are options for financinig the balance due.

Business for Sale Financing Option #1
(the most common) - Bank with SBA Guarantee with or without a small Seller note
• Sometimes requires the seller to take a subordinated small note – no problem except for SBA 155.
• Sometimes requires additional collateral – Buyer’s house and any other Buyer assets
• If a Buyer gets into trouble and misses payments, the bank shuts down the business & forecloses.
• They layoff lifelong employees, many are like relatives to the Seller.
• They don’t pay off lifelong creditors, a few are the Seller’s personal friends.
• The customers have no place to acquire goods & services, a few are the Seller’s personal friends.
• The business is closed and the Seller’s legacy is gone, gone forever.
• Next, the bank has an auction. Auction proceeds don’t cover the bank note (not many hard assets).
• Therefore, the Seller’s note is worth nothing and the business is gone.

Business for Sale Financing Option #2
Seller financing
• Seller only pays tax on the down payment and not on the note amount.
• Seller gets a good return on his money and a nice monthly income.
• Seller is protected because they get monthly P&L, Balance Sheet, Right to Offset, etc.
• Buyer gets into trouble, however seller already knows because of the monthly reports.
• Together they work out the problem, maybe seller doesn’t get a payment or two but business continues.
• Business continues, buyer’s down payment is safe and sellers note is safe.
• Employees jobs are safe, creditors are safe and clients continue to get goods and services.

Learn more from our Business for Sale Financing Options slide show.

For additional information regarding Business for Sale Financing Options, contact a Business Team broker or use our buying a business or selling a business online forms.

Business Team

Business Team
The Largest Business Broker in the Western United States
Matching Buyers & Sellers since 1981 • Buying and Selling Businesses Worldwide

Business Team is a unit of BTI Group and a member of the International Business Brokers Association and the California Association of Business Brokers. Business Team is the largest brokerage firm in the Western United States, with business brokers specializing in businesses for sale and selling businesses in Northern California, Southern California, Nevada, Missouri, and Washington, as well as, eCommerce and Internet businesses. Contact Business Team today!

MAIBBACABB

Business Team

buying a business | selling a business | listings search | business listings | careers | about us | press room | contact us | resources
© 2007-2010 Business Team. All Rights Reserved. home | site map | terms of use


Legal Disclaimer
The information on this Website is compiled from a multitude of independent sources. Business-team.com does not guarantee the accuracy, truthfulness, completeness, timeliness or relevance of any items or claims on this site; nor has it made any investigation whatsoever into the information or advertising claims for any businesses, real estate, buyers, valuations, consultations, or other services or products which may be advertised or offered with the objective to sell a business. Potential buyers or sellers of the aforementioned should perform their own due diligence as to the accuracy of said information. Business Team recommends that Caveat Emptor - Buyer Beware.

Because of the important legal and financial aspects and complexity of a sale/purchase of a business (1) neither Business Team ("Broker"), nor any of Broker's agents, employees, officers, directors, shareholders, co-brokers, independent contractors and affiliates ("Broker Group") make any representations or warranties regarding any business/stock being sold, any legal issues, aspects or ramifications connected with any sale/purchase, or any representation or warranty to either Buyer(s) or Seller(s) concerning the financial condition, terms of any purchase agreement or any matter relating to a potential sale.

Business-team.com does not endorse or recommend any of the listings on this site. The information on this site is provided explicitly without warranty from our sellers and business-team.com, therefore assumes no liability for any content. This site will be continually under development and may change its content without notice.